India car buying & ownership advisor
What car can you comfortably afford — and actually own?
Tell us about your income and how you drive. We'll show you the full picture — EMI, fuel, service and upkeep — before you commit to a car, not after.
- Horizon
- 5 years
- Mileage used
- Real-world
- Guesswork
- Zero
Find my best cars
Your top matches
Ranked live by affordability, running cost and data confidence.
Provisional. Insurance renewals and wear-and-tear aren't included yet, so final affordability may change once they are. Figures shown are known costs — never guesses. Assumes 20% down payment, 9% p.a. for 60 months.
What we consider
A car's price tag is only part of the cost of owning it.
EMI
What your monthly loan repayment would realistically look like.
Fuel cost
Based on your daily driving and long-drive habits.
Service & insurance
Scheduled servicing and annual insurance estimates.
Maintenance
Expected upkeep beyond scheduled service visits.
5-year ownership
The full picture, not just the on-road price.
How we rank
Three numbers decide your shortlist.
Every car is scored by the same transparent formula. Same inputs, same answer — every time. No AI does the maths, and nothing is tuned to push a particular car.
How your monthly cost compares with your take-home pay.
Fuel plus servicing each month, compared across your options.
How much of the car's price, mileage and service data is verified.
Affordability bands
Monthly car cost (EMI + fuel + upkeep reserves) as a share of take-home pay. The down payment is one-time, so it's never counted here.
- Excellent up to 20% Within the ideal budget
- Comfortable 20 – 25% Within a comfortable budget
- Stretch 25 – 30% Doable, but tight
- High 30 – 35% Shown only as a fallback
- Not recommended over 35% Shown only if nothing else fits
Our rules
Honest numbers, or no numbers.
When we don't know something, we say so. A missing cost is never quietly treated as zero.
Real-world mileage only
Fuel cost uses real-world efficiency. Brochure figures are never swapped in.
Never invented
No guessed prices or filled-in gaps. Missing data is labelled as missing.
Known vs complete
Every total tells you whether it is the full picture or only what is verified so far.
Sourced from makers
Vehicle data comes from official manufacturer sources and is reviewed by a human.